This overview is confidential. Enter the passcode you were given to continue.
Don't have a passcode? Request access →Maya answers the phone. Alex works the website. Tay runs the founder's day. Real products, in production, with healthy unit economics — and a treasury built for what's coming.
Each agent is a role a small business would otherwise hire for — configured and working on day one, priced below a part-time human.
Inbound voice agent. Answers in under two rings, qualifies callers, captures lead reports, books tours. 24/7.
Website + sales agent. Greets visitors, answers in brand voice, qualifies intent, routes hot leads straight to the CRM.
AI Chief of Staff. The owner's right hand by text and phone — task board, reminders, daily priority brief.
Maya BASIC + Alex together — phone and web covered, one price.
Dedicated number, 800 voice minutes, statewide lead network for higher-volume operators.
A branded "Lite" build the customer owns outright. Near-100% cash margin; your craft is the cost.
Costs are modeled at full usage — every customer burning 100% of their included minutes — and validated against a live production call. These are floors, not best cases.
Cost stack per minute (Cartesia voice): TTS $0.023 · Claude (Sonnet 4.6) $0.018 · Twilio $0.0085 · Deepgram $0.0077 = $0.057/min. Moving voice synthesis off ElevenLabs onto Cartesia cut delivered voice cost ~60% with no meaningful quality loss on telephony-grade audio — lifting every voice product roughly 20 margin points. A live 2m34s call billed $0.0135 on Twilio, under our modeled rate, so the floor stays conservative. These are gross margins; the founder's salary and the 20% recurring sales commissions are both carried as operating costs below the line and are fully accounted for in the break-even figures.
Software doesn't sell itself at the low end — relationships do. We're standing up a paid rep network across the United States and the Caribbean at the same time.
Even paying reps a 20% recurring residual for the life of the customer, the company keeps ~40–50% margin on every subscription.
Why it matters for the raise: the Caribbean network isn't only a sales channel — it's the on-ramp for the treasury strategy below. Reps selling in local currency across markets is exactly how we earn the international, multi-currency revenue that funds the reserve.
The Collective doesn't just sell software. We're building a treasury designed for where the global monetary system is heading — so the company compounds in a hard asset while it grows.
The thesis. As fiat currencies face mounting pressure, capital rotates into hard assets — gold first. Rather than hold the company's reserves in a single depreciating currency, we intend to position them in gold and put that reserve to work.
Our agents sell across the US and the Caribbean. Customers pay in their own currency — diversified revenue, not tied to any single economy.
Net revenue is rotated into allocated gold as the company's reserve asset — a hedge against the devaluation of any one currency.
Gold-backed lending lets us fund growth using the reserve as collateral. We keep the upside, avoid dilution, and never have to sell the asset to make payroll.
A company funded by loans against an appreciating reserve — instead of burning investor cash and diluting founders — stays ahead of the repricing rather than eroded by it.
What your investment buys: not just runway, but a position. Capital deployed now seeds both the product engine and the reserve that backs the company's growth financing. You're early to a software business that's structured like a hard-asset balance sheet.
Fully loaded — covering recurring sales commissions and the founder's salary. Even assuming every customer carries the full 20% recurring rep residual, it takes 24 founding-rate customers (or 17 at standard rates) to break even. A full 30-member Alpha cohort nets ~$565/mo on top — after paying the sales force and the founder.
A $50,000 pre-seed SAFE to fund the rep network, the Alpha launch, and the first treasury allocations.
Post-money SAFE, standard YC-style terms. Converts at the priced round.
Pre-seed. Use of funds: rep network, Alpha go-to-market, infrastructure, and seed treasury reserve.
Three agents in production, first paying customer booked, founding cohort opening.